The Pearl Insurance Group Underwriter is responsible for reviewing, evaluating, and rating insurance applications for new and/or renewal business within assigned line(s) of business while applying general underwriting guidelines and standards. Generates insurance quotes based upon the level of risk associated with the applicant and distributes it to the appropriate sales representative. Your Impact: Process and underwrite new and/or renewal business by reviewing, evaluating, and rating applications and supplemental information for insurance; adhere to all underwriting guidelines and standards; ensure applications are processed within defined time tables. Communicate with sales representatives when additional information is needed in order to determine in order to complete the underwriting process. Determine degree of risk associated with applicant by analyzing factors such as the client/potential client’s years of experience, prior claims history, internal management controls, etc. Determine whether to accept, modify terms, adjust rate to ensure adequate premium for exposure, non-renew, cancel, or decline risks. Utilize underwriting tools to determine proper rates, classifications, and changes. Generate quotes based upon the level of risk associated with the applicant; distribute the completed quote to the appropriate sales representative. Refer applications to the appropriate insurance carrier if it falls outside of Pearl’s underwriting authority. Answer policy, quote, and other miscellaneous questions from external and internal customers. Meet production quotas and quality standards as set forth by management; work towards meeting renewal retention rate goals, new business written volumes, and threshold goals. Successful Candidates Will Have: Bachelor’s degree in Business Management and Administration or a related field preferred. Previous underwriting experience within business insurance lines utilizing Siebel or other Customer Relationship Management (CRM) system Strong interpersonal skills with a proven ability to interface effectively at all levels within an organization. Property & Casualty insurance license desired. One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem. For more information, please visit one80.com. Pay Range: $21.34 - $24.00 Hourly The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice . One80 Intermediaries has joined Brown & Brown, and teams at both companies are growing. One80 Intermediaries offers exclusive programs and in-house binding authority for property & casualty, financial lines, personal lines, life insurance, medical stop loss risks, travel/accident and health, executive benefits, affinity business and warranty coverage. We look for individuals who embrace our culture, thrive in a collaborative environment, are driven to grow and succeed, and are committed to always doing what is right. With a unique culture built on integrity, superior capabilities and grit, we value teamwork, trust and courage. We think of ourselves as a team, so we have teammates-not employees, and leaders-not managers. Everything we do is about the greater “WE”-never “me.” While diverse in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission-always doing what is best for our customers.