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Posted Apr 10, 2026

Total Loss Claims Adjuster - Miami, FL

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Univista Insurance is seeking a detail-oriented and customer-focused Total Loss Claims Adjuster to handle claims involving total loss vehicles. This role involves investigating, evaluating, and resolving total loss claims efficiently while providing excellent customer service. Responsibilities - Investigate, evaluate, and resolve total loss claims in compliance with company policies and procedures - Determine the value of totaled vehicles using industry tools and guidelines - Communicate with policyholders, claimants, and third parties to gather necessary information and explain the claims process - Coordinate with appraisers, salvage vendors, and other relevant parties to ensure timely resolution of claims - Review and verify all claim documentation, including police reports, repair estimates, and titles - Negotiate settlements with claimants, ensuring fairness and adherence to policy terms - Maintain accurate records of claim activities and decisions in the claims management system - Ensure compliance with state regulations and company policies throughout the claims process - Identify potential fraud indicators and escalate suspicious claims as needed - Provide exceptional customer service by addressing questions and concerns promptly and professionally Skills - Hold a valid all lines 6-20 license - Negotiate settlements with claimants or their representatives, ensuring fair and equitable agreements - Adhere to ethical standards and guidelines while handling claims and interacting with stakeholders - High school diploma or equivalent; bachelor's degree in business, or related field preferred - Strong problem-solving skills with a focus on delivering timely and effective resolutions to customer issues - Strong organizational and time management skills to handle multiple tasks efficiently - Professional, energetic, and ability to thrive in a fast-paced environment and adapt to changing priorities - Excellent verbal and written communication skills. Ability to articulate solutions clearly and concisely - Bilingual in English and Spanish is required - Bachelor's degree in business, or related field preferred Company Overview - UniVista Insurance is an independent, family-owned, and operated franchisor of insurance-related products and services. It was founded in 2006, and is headquartered in Miami, Florida, USA, with a workforce of 201-500 employees. Its website is https://www.univistainsurance.com/.