About Hello Funding
Hello Funding is a rapidly growing business funding brokerage specializing in Merchant Cash Advances and working capital solutions for small and medium-sized businesses across the United States.
Our goal is to build one of the leading funding platforms in the industry by combining strong sales teams, scalable marketing systems, and best-in-class processing and underwriting.
As our deal volume continues to grow, we are building out our Processing Department and are looking for an experienced Senior Underwriter / Head of Processing to take ownership of this critical function.
Position Overview
The Senior Underwriter / Head of Processing will be responsible for reviewing merchant applications, structuring deals, submitting files to lenders, and managing the overall processing workflow.
This role will work directly with the Founder & CEO and play a key role in building and scaling the company’s processing department.
Over time, this position will also be responsible for helping train and manage a Processor / Underwriting Assistant as the department expands.
Key Responsibilities
• Review merchant applications and analyze bank statements, cash flow, NSFs, negative days, and balances
• Structure deals and determine the most appropriate lenders for submission
• Submit deals to lenders and manage the entire approval process
• Negotiate approvals directly with lender underwriting teams
• Maintain and develop relationships with multiple funding partners
• Build and improve internal processing systems and workflows
• Collaborate with the Founder to expand the company’s lender network
• Work closely with the sales team to move deals efficiently from application to approval
• Train and manage future processing staff or underwriting assistants
Deal Volume Expectations
• Initially handling approximately 5–10 deals per day
• As the company scales, the role will ultimately manage approximately 15–20 deals per day
Required Experience
• 3+ years of underwriting or deal structuring experience in the MCA / business funding industry
• Direct experience reviewing bank statements and evaluating negative days, NSFs, balances, and cash flow trends
• Experience submitting deals to multiple MCA lenders
• Strong understanding of lender matrices and deal structuring strategies
• Experience negotiating approvals with lender underwriting teams
Systems & Tools
Candidates should be comfortable working with:
• Salesforce
• Five9
• Google Workspace
• Excel / Google Sheets
• Lender portals
• AI tools such as ChatGPT for underwriting assistance
Working Hours
Standard business hours, 8:00 AM – 5:00 PM local time, Monday through Friday.
As a remote team operating across U.S. time zones, occasional coordination with colleagues in other time zones may be required.
Compensation
Competitive base salary based on experience.
Performance-based bonuses may be introduced as the department scales.
Pay: $100,000.00 - $120,000.00 per year
Work Location: Remote