Note: The job is a remote job and is open to candidates in USA. Fulton Bank is committed to making a positive impact in local communities and is seeking a Flood Insurance Risk Manager. This role is responsible for overseeing the Bank's Flood Disaster Protection Act compliance program, leading a team that performs pre-closing flood compliance reviews, and ensuring adherence to regulatory expectations while reducing operational and credit risk exposure.
Responsibilities
• Directs all operational activities related to the Bank’s pre-closing flood compliance department
• Builds, mentors, and manages a high-performing team with subject matter expertise
• Establishes standards for accuracy, documentation quality, and workflow efficiency
• Creates a culture of accountability, performance, and professional growth
• Serves as an escalation point for complex or high-risk flood insurance events
• Partners with Operations, Compliance, Credit, Audit and other stakeholders to ensure compliance with regulatory requirements and the Bank’s policies and procedures
• Leads the flood compliance program for Fulton Bank, serving as the subject-matter authority on regulatory requirements, policy and procedures, and risks and controls
• Defines the strategic direction for the program, ensuring alignment with the Bank’s risk, credit, and operational objectives
• Advises senior leaders, lending executives, and credit partners on regulatory expectations and emerging risks
• Owns policies, procedures, and controls related to FDPA compliance
• Maintains a risk-monitoring framework to identify gaps and emerging risks
• Leads flood compliance components of regulatory exams, audits, self-testing, and M&A activities
• Represents the function in governance forums and system implementations
• Develops and maintains proficiency with the bank’s Loan Origination Systems and third-party applications, including Microsoft Office and the flood determination vendor’s ordering system
• Utilizes external mapping applications to perform research of collateral properties to identify structures on collateral properties
Skills
• Bachelor's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field
• 7 or more years lending, compliance, or bank operations experience
• 3 or more years supervisory or people management experience
• Strong verbal and written communication skills, including ability to prepare and present training
• Organizational skills to prioritize the department's work and meet deadlines
• Master's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field
• 3 or more years insurance experience
Benefits
• Medical plans with prescription drug coverage
• Flexible spending account or health savings account depending on the medical plan chosen
• Dental and vision insurance
• Life insurance
• 401(k) program with employer match and Employee Stock Purchase Plan
• Paid time off programs including holiday pay and paid volunteer time
• Disability insurance coverage and maternity and parental leave
• Adoption assistance
• Educational assistance
• A robust wellness program with financial incentives
Company Overview
• Fulton Bank strive to have a better understanding of your financial goals, are a full-service commercial bank operating 250 branches. It was founded in 1882, and is headquartered in Lancaster, Pennsylvania, USA, with a workforce of 1001-5000 employees. Its website is https://www.fultonbank.com/.