THE OPPORTUNITY:
We are seeking a Commercial Insurance Loss Control Consultant that has experience in partnering with large commercial construction organizations. This role is focused on delivering field-based risk management and loss prevention services that support complex construction operations and captive insurance programs.
The Consultant will perform comprehensive risk management assessments, identify and evaluate loss drivers, and collaborate closely with client safety and risk leadership teams to design and implement effective, scalable mitigation strategies. Responsibilities may also include delivering targeted safety training, executive-level presentations, and participation in client or industry seminars.
Following an initial onboarding and mentoring period (approximately six to eight weeks), the Consultant will be assigned a dedicated book of business consisting primarily of large commercial construction clients, including civil, street and road, concrete, electrical, and general contracting operations.
CORE COMPETENCIES:
• Conduct detailed risk control and loss prevention assessments at active commercial construction jobsites, maintenance yards, and operational facilities.
• Evaluate complex exposures associated with large-scale construction operations, including workers’ compensation, general liability, and commercial auto fleet risks.
• Develop professional, client-ready risk assessment reports that include exposure analysis, prioritized recommendations, and support photographic documentation.
• Partner with client safety and risk management leadership to enhance safety programs, policies, and field execution.
• Collaborate with claims and analytics teams to review significant losses, identify trends, and develop strategic service plans aimed at reducing future loss frequency and severity.
• Coordinate with insurance brokers and carrier loss control teams to align service plans and manage recommendations.
• Assist clients in responding to insurer recommendations by developing practical, cost-effective, and operations-focused solutions.
• Support clients by delivering safety culture gap assessments to strengthen long-term workforce development and training strategies.
• Provide consultative services exclusively within captive insurance program environments.
QUALIFICATIONS:
• Bachelor’s degree in safety management, engineering, construction management, or a related discipline preferred; equivalent professional experience may be considered.
• Minimum of ten (10) years of progressive experience in insurance loss control, construction safety, or risk management.
• Strong working knowledge of OSHA construction and general industry regulations, industry best practices, and workers’ compensation programs.
• Experience supporting large, complex commercial construction clients is strongly preferred.
• Familiarity with DOT, ANSI, and industrial hygiene principles is a plus.
• Professional certifications such as CSP, ASP, ARM, CRIS, or progress toward certification are highly desirable.
• Knowledge of NFPA and FM Global property standards is a plus.
THE COMPANY:
Innovative Risk Management is a subsidiary of One80 Intermediaries serving commercial companies, non-profits, public entities, individuals, associations and unions, and has access to all major insurance markets in the US, Canada and UK. One80 has offices in more than 55 locations in the US and Canada.
Founded in 1991 and headquartered in Dallas, Texas Innovative Risk Management is recognized as one of the top program managers in the country, providing agents, brokers, and self-insured entities with captive and alternative risk solutions. We are at the forefront of the development and management of captives and alternative risk programs.
Innovative Risk Management provides a range of captive insurance solutions, designed to give participants control over their risk management and insurance programs. Our captives are tailored to meet the unique needs of each business, bringing preferred risks together into a shared alternative risk vehicle. This approach helps reduce long-term risk costs while safeguarding your resources and profits.
Our solutions are segmented by premium size and business class, intended for companies with premiums ranging from $250,000 to several million in three-line casualty products: workers’ compensation, general liability and auto liability.
Innovative Risk Management also offers loss control and claims administration services to insurers, public entities, and self-insured organizations. Recognized as one of the "Best Places to Work" by our employees, Innovative Risk Management provides a collaborative environment for those seeking considerable career growth and making an impact on the future.
COMPENSATION AND BENEFITS:
We offer our employees a comprehensive and best-in-class benefits package that helps the individual and their family members achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, and more.
Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future. Innovative Risk Management is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status or any other category protected by applicable federal, state, and local laws. Before extending a formal offer of employment, all candidates will undergo a comprehensive criminal background investigation and a review of their social media profiles.
NO AGENCIES OR PHONE CALLS PLEASE
Pay: $95,000.00 - $120,000.00 per year
Benefits:
• 401(k)
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance
Application Question(s):
• Sometimes out of the year travel may account for 35% - 40% of the time, how do you feel about that?
• Have you conducted comprehensive assessments of potential risks and overall safety at facilities, job sites or projects?
• Have you analyzed statistical data pertaining to client accident and incident activity and assist the client in implementing programs and procedures to resolve the problem(s)?
• Would you be able to organize joint efforts of our clients, their brokers’ loss control departments and the captive groups to analyze, implement and improve issues centered around Worker’s Compensation issues, safety, and fleets?
Education:
• Associate (Preferred)
Experience:
• Construction industry risk control and safety: 10 years (Required)
• working risk control with Commercial Construction Companies: 7 years (Required)
License/Certification:
• OSHA, CSP, ASP, CHST, CRIS CSHO License (Preferred)
Willingness to travel:
• 25% (Required)
Work Location: Remote